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For close to 30 years, I’ve been warning people of the risks of hanging all your hopes on any one country … any one economy … or any one currency. If everything you own is tied to the United States, the U.S. dollar, and the U.S. stock market and things go awry …...
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Maximizing your retirement paycheck and getting the most out of Social Security is a goal for many retirees. In 2025, the highest possible Social Security benefit is $5,108 a month. Read on to learn what you would have needed to do to qualify for this amount.
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. According to MarketWatch, consumer sentiment has been swinging wildly...
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Rebalancing investments is one of the simplest, yet most powerful, habits for long-term investing. As markets rise and fall, the mix of stocks, bonds, and other assets in your portfolio drifts away from your intended risk level. Rebalancing resets that mix...
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Gen Z is making significant headway in building personal savings this year but may be...
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Morningstar’s recent Mind the Gap study found that most investors don’t capture the full returns their funds deliver. The funds themselves perform fine, but because investors often buy or sell at the wrong times, their personal returns end up lower than the fund’s...
How can we build 1.5 million homes without breaking the carbon budget? This was the question we set for a webinar I chaired last week, which Green Alliance organised in partnership with the Institute of Structural Engineers (IStructE). If we carry on doing what we’ve […]
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When it comes to financial and retirement planning, many people focus on a single number: their net worth or retirement savings value. While these metrics are important, they don’t tell the whole story. Real financial health comes from looking at multiple...
Credit Karma’s services help users stay up-to-date with their current financial standing while providing helpful resources and personalized tips on improving their finances and credit score.
Using a service like Credit Karma is a great way for anyone who wants to build or maintain a good credit...
Have you ever been shopping online, go to check out, and be asked for a coupon code, but you don’t have one?
I certainly have, and as I try to be savvy and save money, I switch to Google and spend time scrolling through the search results to find a coupon code that will work.
But that takes...
If you’ve ever found yourself scratching your head at the end of the month, wondering where all your money went, you’re not alone.
We’ve all been there, trying to make sense of our cash flow and how to manage money better. That’s exactly why I’m diving into the world of budgeting tools today...
Sometimes, you get free service for a month or two, but paying for internet racks up a lot after your freebie trial.
Then, your bill increases to $60 per month when your promo is up. That’s over $700 a year, and many low-income families can’t afford that.
But you don’t have to pay for internet...
Gas prices can quickly eat away at your budget. But fear not- there are some exciting ways to get free gas and alleviate the burden of high fuel costs.
We’ll look into various strategies to help you obtain those coveted free gas cards and free gas vouchers and save money on gas with cash back...
Mint vs. Quicken will be an important decision for you to get a handle on your money.
Have you given much thought to your finances?
You may want to know the best apps to track your money, develop a budget, manage investments, and improve your finances.
Quicken and Mint are two popular money...
Are you looking for apps like Dave that can give you a quick cash boost? You’ve landed in the right place!
Going beyond money-making apps, there are businesses that help you get cash quickly without working or answering surveys.
These nifty apps like Dave come with a range of features...
It’s no secret that everyone loves getting cash back and rewards on their purchases. But, it can be hard to know which cash back apps offer the best deals.
With so many different cash back apps and programs out there, it can be tough to figure out which one is the best money-making app for...
Are you feeling the weight of credit card debt or lack of savings and searching for a smarter way to manage your finances?
Enter Bright Money, a revolutionary tool that’s been the subject of much buzz in the world of personal finance management.
With the question of “Is Bright Money legit?” on...
If you’re looking to start living a more frugal life and save as much money as you can, this is the perfect place to start.
Coupons are a great way of saving money on your purchases, whether you’re shopping online or in-store.
And you don’t have to dig around online for your own coupons- they...
Steve, the creator of Think Save Retire, retired at just 35 years old! His inspiring story caught our attention, and we reached out to interview him and his wife about their incredible journey to early retirement. With so many couples in their 30s achieving financial freedom, we wanted to get...
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At Boldin, we often remind people that a financial plan isn’t a one-and-done roadmap — it’s a living, evolving framework. Life doesn’t move in a straight line, and neither should your money. The real key to long-term success isn’t predicting the future...
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