Welcome!

When you join our community, you gain the ability to engage in discussions, share your thoughts, and send private messages to fellow members.

SignUp Now!

Search results

  1. K

    These 6 Money Mistakes Will Cost You $517,000 by Age 65

    ViDI Studio / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Right now, you’re hemorrhaging money through six specific holes in your financial...
  2. K

    The 5-Minute Financial Fix That Could Save You $50,000 (or More)

    PeopleImages.com - Yuri A / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Lisa made one phone call last Tuesday that saved her $4,200 per year...
  3. K

    6 Money Loopholes Used by the Rich That You Can Use Too

    oneinchpunch / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The ultra-wealthy don’t pay their fair share—but it’s not illegal. They just know six...
  4. K

    The Pros and Cons of How Your Financial Motivations Drive Your Decisions

    fizkes / Shutterstock.com Decisions about your money aren’t just about math. They’re powered by your financial motivations — the invisible forces shaped by your values, beliefs, and life experiences. These factors influence how you save, spend, invest, and plan — and they have a huge impact on...
  5. K

    How to Conquer Financial Uncertainty and Money Dysmorphia

    Kmpzzz / Shutterstock.com In a world where wealth is often equated with success and happiness and social media twists reality, our perception of money can become distorted. While many are familiar with body dysmorphia — a condition where individuals perceive flaws in their appearance that are...
  6. K

    Here’s How Much You Need to Be Among the Wealthiest 5% of Retirees

    M2020 / Shutterstock.com Average retirement savings is a popular topic. But new analysis using the Survey of Consumer Finances (SCF) data reports on what it takes to be in the top 1%, 5%, 10%, and 50% of wealthiest retirees. Read on to see how you compare.
  7. K

    28 Keys to Building Wealth Even After Age 50

    Kinga / Shutterstock.com To build wealth, most people think you need a Wall Street job, good luck or just being born into advantageous circumstances. Those things definitely help, but building wealth can happen by following a few best practices and habits consistently. And you can even begin...
  8. K

    18 Rules for a Financially Secure Retirement in Today’s World

    Rawpixel.com / Shutterstock.com Americans have changed a lot over the last 100 years, even the last couple of years. We live longer and have more active lives and our society and financial structures have evolved (and, in some cases perhaps, devolved). However, many of our ideas about...
  9. K

    Could Scott Galloway’s Social Security Fix Leave You With Less?

    PeopleImages.com - Yuri A / Shutterstock.com The latest Congressional Budget Office report estimates that President Trump’s Big Beautiful Bill could cost $2.8 trillion. But what’s missing from the legislation has NYU finance professor and podcaster Scott Galloway sounding the alarm. His warning...
  10. K

    6 Ways to Build a Six-Figure Net Worth on a Modest Income

    Prostock-studio / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Net worth grows when every dollar has a purpose. You do not need a massive...
  11. K

    Do Crypto and Private Equity Belong in Your Retirement Nest Egg?

    Kateryna Onyshchuk / Shutterstock.com A recent executive order from President Donald Trump will allow 401(k) plans to offer investments in the following: Trump’s 401(k) order is being pitched as a way to help workers grow their retirement savings, but it’s important to understand the fine...
  12. K

    15 Common Roth IRA Pitfalls to Avoid

    Krakenimages.com / Shutterstock.com Roth IRA mistakes can cost you valuable tax savings and limit your retirement options. Many people have considered opening — or converting to — a Roth IRA or Roth 401(k) after hearing about the benefits from a friend, advisor, or financial article. The appeal...
  13. K

    Understanding These Roth Rules Is Essential for an Early Retirement

    Monkey Business Images / Shutterstock.com Roth IRAs and Roth 401(k)s offer powerful tax advantages, especially for those aiming to retire early. But the IRS five-year rules attached to these accounts can trip you up if you’re not paying attention. These rules determine when your withdrawals are...
  14. K

    Take This Quiz to Test If Your Retirement Knowledge Is Better Than Average

    fizkes / Shutterstock.com Retirement financial literacy is low. The stark reality is that most people do not know very much about the fundamentals of how personal finance works. Just look at the average retirement income, and you will realize that the majority of people are unprepared and...
  15. K

    4 Financial Superstitions That Can Derail Investment Decisions

    Roman Samborskyi / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. If you have ever made financial decisions based on gut feelings, hunches, or...
  16. K

    The Pros and Cons of Investing in Cryptocurrencies for Retirement

    Prostock-studio / Shutterstock.com My 20-year-old son and all of his college buddies actively traded cryptocurrencies through college. They “made” hundreds of thousands of dollars on very modest seed capital, but market fluctuations meant the gains never lasted and were never turned into “real”...
  17. K

    11 Hidden Senior Benefits Worth $10,000+ That Most Americans Never Claim

    Ground Picture / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. For every senior discount you know about, there are three worth real money that...
  18. K

    7 Alternative Investments That Far More Pros Now Recommend

    insta_photos / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. What investments should you purchase in 2025? The answer likely depends on who you...
  19. K

    What Savvy American Investors Think About Alternative Assets for Retirement

    insta_photos / Shutterstock.com We asked more than 1,000 subscribers about their thoughts on the federal proposal to expand 401(k) investment options to include alternative assets, such as cryptocurrency, private equity, and real estate. The results reveal a thoughtful mix of curiosity and...
  20. K

    What Is A Consumer Loan?

    A consumer loan is a loan or line of credit that you receive from a lender. Consumer loans can be auto loans, home mortgages, student loans, credit cards, equity loans, refinance loans, and personal loans. This article will address each type of consumer loans. Get Approved for personal loan...
Back
Top